Here's what to do after your car is flooded

One flood expert says it is crucial to reach out to your insurance company

BIRMINGHAM, Ala. – Extreme flooding across central Alabama left many people with their cars submerged. Now, they're wondering how to start the insurance process.

The National Weather Service in Birmingham said the slow-moving, intense storms on Wednesday brought estimated rain totals as high as 4 to 5 inches an hour, with some parts receiving up to 13 inches.

Flood expert Chris Greene, with the Flood Insurance Guru, spoke to FOX6 News in Birmingham. He said it is crucial to reach out to your insurance company as soon as possible.

"It's very similar to theft coverage," Greene said. "In most situations, flood damage falls under what's called comprehensive coverage."

However, if someone does not have comprehensive coverage, they might not be covered at all. 

"We always tell people, 'Take pictures of everything,'" Greene said.

Document where the water level was in your vehicle, so the insurance adjuster has documentation. 

Even a minimal amount of water is a reason to be worried. There could be electrical or mechanical damage that you can't see, creating problems down the road.

Greene advises getting your car checked out to be safe.

In the event of future flooding events, move your car to higher ground. If you're driving, turn around instead of going through deep water.

WBRC FOX6 contributed to this report.

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